No. A mortgage is a specific type of loan tied to real estate or personal property. A “loan” is the relationship between the entity lending money (the creditor) and the individual borrowing money (the debtor). Loans are given for many types of situations (such as education and cars), but mortgages are exclusively tied to real estate. In a mortgage, the property is owned by the borrower, with the condition that he or she pays back the money borrowed from the lender over time.